If you can dream it, you can own it! Everything you need to know to avail of a home loan is right here. You can be assured of fair terms, total transparency and flexibility. We believe that when it comes to owning a You can avail a Home Loan of up to `500,00,000 (minimum loan amount `1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.
The actual Home Loan amount is determined taking into various account factors such as:
Repayment CapacityAgeEducational qualificationsStability and continuity of incomeNumber of dependentsCo-applicant’s incomeAssetsLiabilitiesSaving habits, and mor , nothing should come in the way.
Home Loan Eligibility
You can avail a Home Loan of up to `500,00,000 (minimum loan amount `1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.
The actual Home Loan amount is determined taking into various account factors such as:
Repayment
Capacity
Age
Educational
qualifications
Stability
continuity of income
Number of dependents
Co-applicant’s income
Assets Liabilities
Saving habits, and more