General Insurance

HR Financial Service  is driven by a vision to provide transparent and reliable insurance broking services for all types of Life Insurance, General Insurance and Risk Management Solutions.

We are committed to provide honest, timely and research-backed information and insurance services to our customers. Our aim is to ‘facilitate informed solutions’.

Our objective is to reach out the large un-insured and under-insured masses of the country and overcome the gap in the present insurance services verticals like risk management, claims assistance and claims consultancy. In order to achieve this, our team of qualified professionals is committed to provide accurate and comprehensive information that would help our customers in taking informed decision and mitigating their risks.

Home Loan

If you can dream it, you can own it! Everything you need to know to avail of a home loan is right here. You can be assured of fair terms, total transparency and flexibility. We believe that when it comes to owning a You can avail a Home Loan of up to `500,00,000 (minimum loan amount `1 lac) but not exceeding 85% of the cost of property (including stamp duty  and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.

The actual Home Loan amount is determined taking into various account factors such as:

Repayment CapacityAgeEducational qualificationsStability and continuity of incomeNumber of dependentsCo-applicant’s incomeAssetsLiabilitiesSaving habits, and mor , nothing should come in the way.

Home Loan Eligibility

You can avail a Home Loan of up to `500,00,000 (minimum loan amount `1 lac) but not exceeding 85% of the cost of property (including stamp duty  and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.

The actual Home Loan amount is determined taking into various account factors such as:

Repayment
Capacity
Age
Educational
qualifications
Stability
continuity of income
Number of dependents
Co-applicant’s income
Assets Liabilities
Saving habits, and more

Two Wheeler Loan

With the growing businesses comes the need for independent transportation. Most rural families prefer the 2-wheelers as they are easy to use and can commute on any kind of roads. HR Financial  offers a loan amount of ` 60,000 to facilitate this need.

Tractor Loan

HR Financial Service  offers easy and hassle free tractor loans for first time buyers/tractor owners having agricultural land.

 

For Apply Call us at :9571915884

Commercial Vehicle Loans

Funding for all types of commercial vehicles

Whether big or small, get your commercial vehicle financed from – trucks, buses, tippers, and light commercial vehicles.

 

Working Capital

We ensure a smooth run working capital loan to meet all your business need.

Extended Products

Get funding for new vehicles, finance on used vehicles, top up on existing loans as well as working capital loans to keep your business going.

 

Hassle-free loan sanction system

Easily get finance for your business with quick turn-around time and simple documentation process.

 

Preferred Financier Status

HR Financial Service  holds a preferred financier’s status with all leading manufacturers which will further smoothen your vehicle buying process.

Presence

All Sriganganagar District

Car Loan

We offers car loans up to 100% ex-showroom price of the car, with
attractive interest rates and up to 5 years tenure.